Effect of Globalization on the Food Industry

Effect of Globalization on the Food Industry Introduction The food industry is a complex, diversified sector that enhances production, processing and distribution of the food energy consumed by the world’s population. The food industry is among the largest industries in the world because it not only plays a vital role towards everyone’s health but also because it employs billions of people; hence, creating jobs (Maddox, 1994, p, xi). The expansion of this industry emerged few decades ago, after it transformed from a food production industry through agriculture towards a globalized industry that encompassed vast sectors like technology and transport. Therefore, as the world embraced globalization, the food industry did not lug behind. The objective of this paper is to analyze major transformations depicted by the food industry and elaborate how globalization relates to fast food and obesity. More so, the paper will outline the ideological underpinning of the slow food movement and the critics involved. Major transformations that the food industry has undergone in recent years 200 years ago, farmers locally produced food and sold it to the local market. However, the industry has gradually undergone a major transformation in recent years due to globalization and urbanization. This is the case because people no longer live in places where the food grows because globalization has led people to migrate to urban cities. This means that food is currently produced, processed and distributed to diverse populations through the aid of globalization that include biotechnology, technology advancement and the availability of convenient transport (Maddox, 1994, p, xi). The transformation of food industry keeps transforming due to changing lifestyles, demographics, expanding incomes and education levels, which trigger an increase in consumer demands for quality, variety and safety of food. Therefore, diversification of people into diverse demographic locations has led the food industry to find ways of producing, processing and distributing valuable and hygienically packa ged food that meets the consumers’ demands. Apparently, the food industry did an outstanding thing by embracing globalization because food availability has become an easy task. This relevance depicts through the fact that people can now acquire any food of choice at their own convenience because food is within peoples’ reach. Food is found in kiosks, grocers, restaurants and big outlets like the supermarkets. Therefore, globalization enhanced availability of reliable and fast transport that greatly aided the food industry by easing food distribution. The other relevance that food industry transformation triggered is that it improved the way food undergoes packaging (Maddox, 1994, p, xi). Unlike in the past when food had no means of preservation, modern food is hygienically packed and last longer. This means that people can consume packaged food without worrying about health implications caused by poor sanitation or staleness. Generally, transformation of food industry has greatly eased people’s lifestyle by allow ing them to get the food they desire on their own convenience unlike in the past where people had to live within the farming location or travel to the farmers’ markets in order to acquire food. The relationship between fast food and globalization Globalization is the major driver that triggered a fast moving world and the fast food industry is not exempted. This means that the world we live in today has accepted and adapted fast food as part of its food customs. This is a fact because eating traditional food in major cities is becoming a hard task because such places are full of fast food eat-inns (Inglis Gimlin, 2009, p, 258). Fast food is becoming people’s option due to its availability, convenience and cheap price tags compared to natural food. The other reason that contributes to fast food dominating the food culture is that technology has advanced insistent advertising that succeed in diminishing the natural food culture. The renowned McDonalds food chain possesses distinctive clip adverts that capture unintended appetite. Therefore, globalization not only enhanced diverse modernization but also deconstructed the healthy food culture by turning it from natural to fast food (Inglis Gimlin, 2009, p, 258). The inte nsity of the relationship between globalization and fast food shows in a developing country like china where its strong traditional food culture is slowly eroding because the Chinese are embracing modernization that encompasses change in lifestyle and food preferences. On another perspective, adaption of fast food through globalization has a major negative effect of health implications to both the developed and the developing countries. The main health complication that fast food fosters is obesity, a disease that has triggered an intensive research and debates from scholars. Scholars have differed in the sense that while others observe obesity as a disease caused by sociological incline, other scholars argue that the disease is hereditary. However, the real fact is that obesity is a disorder where an individual puts on excess weight or gets fat by consuming more food than the body system requires, or consumes food containing high fat and sugar; hence, storing the excess residue as calories. Obesity is creating serious global attention because it rates as the fifth main cause of death in developed countries. Over the past two decades, the epidemic is spreading to the developing countries; hence, becoming a global concern. The food industry is blame d for this disaster because it embraced globalization by improving peoples’ living conditions that ended up eliminating communicable diseases but still fostering non-communicable diseases like obesity by processing fast food that are cheap and available yet full of unhealthy fat and sugar (Inglis Gimlin, 2009, p, 258). Though cases of filling lawsuits against the â€Å"big food† companies like McDonalds are arising, the concerned parties should broaden their horizons and realize that globalization plays a major role in the pandemic. This is a fact because economic globalization triggers cheap prices, while social globalization triggers lifestyle habits, TV viewing and a fast food culture. Therefore, despite that social globalization contributes a higher percentage in promoting obesity, the Big food companies play the role of distribution to the final consumer; hence, the consumers should play the major part of curbing obesity by consuming healthy food (Inglis Gimlin, 2009, p, 258). Principles that support the slow food movement Several aspects contribute to the development of the slow food movement but the main phenomenon supporting the movement is food justice. This phenomenon chips in as a result of the movement’s aim of changing peoples’ perception towards fast food and encouraging them to eat natural organic food acquired from farmers’ markets and other producers (Jayaraman, 2013, p, 19). According to the union’s objective, people should shun away from the usual cheap, mass-produced non-organic stuff. A recent speech in TEDx Manhattan, by the movement’s president Josh Viertel depicts how the slow food movement has the potential to turn the fast food phenomenon around by making sustainable agriculture a widely accepted movement. More so, the president looks forward to advocate for Farm Bill education as well as creating slow food eat-ins where people can eat healthy natural food in eating joints within their reach. Despite the entire efforts outlaid by the union and its members, critics still prevails. These critics claim that organic slow food is natural but expensive and convincing people to squeeze out more money to purchase natural food becomes a tussle for the union. Nevertheless, the slow food movement is barely four years old and there is hope that it will manage to reach its goal of killing the fast food culture that has dominated the developed countries (Jayaraman, 2013, p, 19). Conclusion Globalization is an advocate of speed, an aspect that accelerates urbanization, transport system, technology and the food industry. However, despite its positivity in modifying life, it has also brought along damaging effects like the presence of big food companies that end up offering fast food that promote health complications. Despite the presence of anti-fast food movements like the slow food movement, people are yet to embrace natural lifestyles and healthy eating. This leads to the conclusion that the food industry has one remaining transformation phase of learning and embracing nutrition (Inglis Gimlin, 2009, p, 260). Though this phase will negatively affect many big food companies, the obesity pandemic will reduce at a higher percentage. Therefore, the concerned parties should utilize the availability of modern information technology to educate the world on the importance of eating healthy. References Inglis, D., Gimlin, D. L. (2009). The Globalization of Food. Oxford: Berg. Jayaraman, S. (2013). Behind the Kitchen Door. Cornell university press. Maddox, I. (1994). Practical Sanitation in the Food Industry. CRC Press.

Essay Questions Essay

Need to reword the statement by taking a position and then showing in the thesis statement the focus of the paper. Include the focus of body paragraphs: A Topic of Paragraph B Topic of Paragraph C Topic of Paragraph Colonial Period 1. â€Å"The English founded colonies to escape oppression in England.† Assess the validity of this statement. The statement, â€Å"The English founded colonies to escape oppression in England.† Is not valid because the English colonies were founded for either (A) economic motivations, (B) religious idealism, and to (C) enlarge the British Empire. The statement â€Å"The English founded colonies to escape oppression in England† Is partly valid in regards to (A) middle and (B) southern colonies, (C) New England however, is and exception to this rule. 2. â€Å"The British colonies were so antagonistic to each other that they were unable to unite to face the attack of common enemies.† Assess the validity of this statement. 3. â€Å"Before 1763 British mercantilist policy, while restricting colonial economic development, allowed colonial political life to develop unhampered by the Mother Country.† Assess the validity of this statement. 4. â€Å"The colonial wars fought between the British and the French for domination of the North American continent created a sense of national spirit among the British colonies and created a basis for later unity.† Assess the validity of this statement. The colonial wars fought between the British and French did not bring unity to the American Colonies, in fact it brought rebellion to colonies due to the end of (A) salutary neglect which included the (B) quartering act, and (C) stamp acts. 5. Analyze the extent to which religious freedom existed in British North American colonies prior to 1700. 6. Though there where many differences in the development of the New England, Middle, and Southern colonies, they had much in common. What conditions and experiences were common to American colonists regardless of their colony or region? 7. Analyze the relative importance of religious dissent and demographic change in undermining the Puritan dream of establishing a godly and orderly society in seventeenth century New England. 8. For the period before 1750, analyze the ways in which Britain’s policy of salutary neglect influenced the development of American society as illustrated in the following: a. Legislative assemblies b. Commerce c. Religion The British policy of salutary neglect supported colonial development in the period before 1750 of legislative assemblies, commerce and religious diversity. 9. Analyze the cultural and economic responses of TWO of the following groups to the Indians of North America before 1750. a. British b. French c. Spanish 10. How did economic, geographic, and social factors encourage the growth of  slavery as an important part of the economy of southern colonies between 1607 and 1775?

My Life As An Undocumented Immigrant Analysis - 961 Words

Jose Vargas tells the story of his life; from coming to America, finding out that he is residing here illegally, learning how to live with that, and finally to sharing with everyone that he is an undocumented immigrant. Jose has a difficult task in front of him, though. He must win his audience over to his side so that he can further his agenda of developing an easier path for undocumented immigrants to receive citizenship. There are many ways he could go about this, trying to skirt the topic of his illegal activities, but Jose is an intelligent man and knows how to influence his audience. He uses the story of his life to connect with others, and in connecting with them wins them over, even if only indeterminably so. In My Life as an†¦show more content†¦By showing that he is gay, but it’s not all that he is, and that he has endured struggles, but he’s overcome them, he creates a connection with other homosexuals. Vargas is able to connect with people who have anxiety and depression by showing how much he struggled in these same areas throughout his life. The stress caused by the question his Lola presented, â€Å"What will happen if people find out,† caused him tremendous emotional trauma and led to his bouts with anxiety and depression. This question comes up again and again throughout the story and was most likely a motivating factor in why he ended up telling everyone. By considering this emotional aspect of his life in his essay, not only does Vargas create an empathetic bond between him and people struggling with these mental disorders, but he also creates a sympathetic bond with other readers aware of this disorder and the devastating effects it can have on a person. He also creates a very strong and intimate bond with other immigrants throughout the entire paper. He used pathos by telling the story of his own immigration, of the day he was brought to America, and of having to jump through certain loops to stay under the radar. He discusses having to lie to friends and coworkers and not being able to obtain a driver’s license or job without going to the extremes. By laying out every obstacle he had to jump over he immediately creates credibility and a link between him and otherShow MoreRelatedAnalysis Of My Life As An Undocumented Immigrant1127 Words   |  5 Pagesauthor, shares his life-long journey as an undocumented immigrant in his text, â€Å"My Life as an Undocumented Immigrant.† As the title suggests, Vargas attempts to convey to his audience, who likely never has and never will experience anything similar to what he has, what it is like to live as an immigrant in the United States of America. 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What we as Americans believe immigration is depends on a lot of different factors, such as, what we do for a living, what part of the United States we live in, and most importantly our very own personalRead MoreSpare Parts, An Inspirational True Story About Four Undocumented High School Students1476 Words   |  6 PagesSpare Parts is an inspirational true story about four undocumented high school students. These students enter a robotics competition together and come in first place. Throughout the movie they face many challenges and obstacles and still manage to come at the top. This movie has a great message behind it. This movie shows the problems that undocumented families face day by day. Oscar Vazquez is one of the four high school students who was attending the American Forces Career Center

The Best Ways to Soothe Hot Pepper Burning

Hot peppers can add a kick to spicy foods, but if you get it on your hands or in your eyes or eat one thats just too hot, you should know how to take away the burn. Why Hot Peppers Burn In order to soothe the burn of a hot pepper, it helps to understand why it feels hot. The sensation of heat comes from capsaicin, the active compound in hot peppers, binding to the sensory receptors in your mouth or skin that detect heat. These neurons fire off a painful warning when they detect a temperature hot enough to harm tissue. Your body reacts to capsaicin the same as it would to a high temperature, even though no actual heat is present. To stop the burn, you have to remove the capsaicin from the binding site or dilute it so the sensation isnt as intense. How to Make Hot Peppers Stop Burning The key is to either absorb the capsaicin or dissolve it. If you have hot peppers on your hands, youll just spread it around if you try to rinse it with water. You can remove capsaicin by wiping it away using vegetable oil or butter or you can use dishwashing soap to lift it off the skin. Rinsing your hands in dilute bleach solution also helps. Any food that acts like a sponge due to sheer bulk will help absorb the heat and mellow it. You can dissolve capsaicin in alcohol, but it cant be too diluted. A shot of tequila might help, while a sip from a margarita would be pointless. Food thats high in oil or fat dissolves the capsaicin, so it cant continue to bind heat receptors. Your best bet? Full fat sour cream or ice cream. Dairy (sour cream, milk, cheese, ice cream): The fat helps dissolve the capsaicin.Oil or oily foods: If you can stand it, swish oil around in your mouth and spit it out to clear the burn. For a tastier option eat a spoonful of peanut butter or honey.Acidic food: Acidic foods, like lemons, limes, and tomatoes, help to neutralize some of the activity of alkaline capsaicinoids.Bulky food, like chips, rice or bread: Starchy foods act like sponges, soaking up excess capsaicin. These foods wont cool the burn, but theyll keep it from getting worse over time.Sugar: The Scoville scale, used to measure the heat of a pepper, was based on how much sugar water it takes to dilute a pepper to where it doesnt burn. How to Make It Even Worse If youve eaten a spicy pepper and you think the heat is unbearable, depending on what you eat or drink to soothe the burn you can make it a lot worse! Foods that are mostly water just spread the capsaicin around, sort of like an oil spill on water. Even if your food or drink is icy cold, it wont help the problem. Liquids that will only make the burn worse include water, beer, coffee, and soda. The alcohol in beer or wine wont dissolve the capsaicin, but if you ingest enough alcohol, the burn from hot peppers wont be as uncomfortable. Thats simply intoxication dulling your senses and not any reaction with the hot pepper.

The Importance of Home and Family in Jane Austens...

The Importance of Home and Family in Jane Austens Mansfield Park They were a remarkably fine family...and all of them well-grown and forward of their age, which produced as striking a difference between the cousins in person, as education had given to their address. (Austen, 49) Within the first few pages of Mansfield Park, Jane Austen implants in the minds of her readers the idea that contrasting and conflicting environments are the forces that will decide the heroines fate. Austens own home and family influenced her life, writing, and the creation of the homes in her novels, and in turn, shaped her heroines. But Fanny Price is unique among Jane Austens heroines,†¦show more content†¦Upon first arrival at Mansfield, the shy little girl, longing for the home she had left, (Austen, 50) is indeed pitiable. But she is soon befriended by her cousin Edmund, who from the start strikes Fanny as a gentleman with all the gentleness of an excellent nature. (Austen, 51) With his guidance and friendship, Fanny flourishes in the genteel country society, and learning to transfer in its favour much of her attachment to her former home, grew up there not unhappily among her cousins. (Austen, 56) As her uncle later suspects, Fanny grows so accustomed to the refined company of her cousins that she fails to fully appreciate Mansfield Park. Fondly remembering the home she had left behind at the tender age of ten, Fanny is overjoyed to return to Portsmouth for a visit, even with the knowledge of Sir Thomas true intentions-to convince her to marry Henry Crawford. While Fanny entertains no such views, she hopes to return to and rediscover her true family and home. The shock she receives at perceiving the differences between Mansfield and Portsmouth was the first contribution to the downward spiral into which her health and spirits fell. 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Legalizing Same Sex Marriage Free Essays

Damien. Lorden Unit 3 Individual Project There are many cause and effects to legalizing same-sex marriage, whether they are beneficial or not depends on the situation at hand. It’s becoming more common in today’s society to be homosexual. We will write a custom essay sample on Legalizing Same Sex Marriage or any similar topic only for you Order Now Most of the older generations think that it’s something that shouldn’t be legalized, weather it is has to deal with religion, someone’s way of life or whatever else the case may be. Although on the other hand, the younger generations now are becoming more accepting of the thought of same-sex couples. Most young adults/teenagers think that same-sex marriage is acceptable; that everyone should have the right to be happy and love is love no matter what they are. Even though there have been some good bad explanations to why same-sex marriage shouldn’t be legal; there are also many reasons why same-sex marriage should be legalized. There are many benefits to legalizing same-sex marriage that most neglect to realize. According to Ramesh Ponnuru in â€Å"Coming out Ahead,† Ponnuru states, â€Å"three causes that change the public’s attitude towards same-sex marriage are sexual revolution, gay activism in the 1990’s, and the disappointment of social conservative organizations† (Ponnuru, 2003). He continues to state â€Å"it’s time for conservatives to take their cue from the New Jersey Nets, or maybe from those hard-luck kids, the Boston Red Sox† (Ponnuru, 2003). He explains how it’s time to accept the revolution and stop trying to use other problems to avoid the difference in lifestyles of the old days and face the new upcoming eras. The times are changing and so should the way the government compares the new rules and regulations of today to previous eras and generations. The way people think and live today are similar, but not the same to how we thought and lived back then. The technology, economy, government, and even schools have changed throughout time. If inanimate objects can change throughout time with rules and regulations changing based on their evolution, why can’t rules and regulation change based on era changes/evolutions? In â€Å"What Century Is This Anyway† Edmund White states how â€Å"his generation watched their families marry and with that, 1 out of every 2 marriages ended with a divorce† (White, 1998). With White’s previous quote it could be used as a statement to help benefit legalizing same-sex marriage because: with legalizing same-sex marriage it could help by increasing marriage rates and help with lowering or at least maintaining the divorce rate. â€Å"The first state to legalize same-sex marriage was the state of Massachusetts in 2004† (ProCon. org, 2013). This had lead Massachusetts to have â€Å"their divorce rate lowered 21% between the years 2003 and 2008 also resulting in the lowest divorce rate in the country in 2008† (ProCon. org, 2013). On the other hand, â€Å"Alaska was the first state to alter its constitution to ban same-sex marriage in 1998 causing an increase of 17. 2% in its divorce rate† (ProCon. org, 2013). â€Å"Between the years 2003 to 2008, the seven states with the highest divorce rating all had constitutional prohibitions to same-sex marriage† (ProCon. org, 2013). Most would think that divorce rates count for at least something in the government and economy today. On the gaymarriage. procon. org website is a list of pros and cons for legalizing same-sex marriage. According to one of the many pros listed, â€Å"same-sex marriage could benefit everyone by financial gain to state and local governments† (ProCon. org). Between â€Å"marriage licenses, higher income taxes (the so-called â€Å"marriage penalty†), and the decreases in costs for state benefit programs. The Comptroller for New York City found that legalizing gay marriage would bring $142 million to the City’s economy and $184 million to the State’s economy over three years† (ProCon. org). Same-sex marriage will also make it easier for same-sex couples to adopt† (ProCon. org, 2013). This would benefit the â€Å"US with the 100,000 children are waiting to be adopted, a longitudinal study published in Pediatrics on June 7, 2010† (ProCon. org, 2013). This study â€Å"found that children of lesbian mothers were rated higher than children of he terosexual parents in social and academic competence. The children also had fewer social problems† (ProCon. org, 2013). â€Å"Another study on July 2010 found that children of gay fathers were â€Å"as well-adjusted as those adopted by heterosexual parents†Ã¢â‚¬  (ProCon. rg, 2013) In conclusion, legalizing same-sex marriage can be a very beneficial thing for our government as well as the economy. With the change of times, generations and eras, it’s time to change the ways and views of traditional values. â€Å"Two people of the same sex who love each other should be allowed to publicly celebrate their commitment and receive the same benefits of marriage as opposite sex couples† (ProCon. org). â€Å"There is no such thing as traditional marriage† (ProCon. org). It’s time to except the revolution! How to cite Legalizing Same Sex Marriage, Essay examples

Importance of IT in Banking for Commonwealth- MyAssignmenthelp.com

Question: Discuss about theImportance of IT in Bankingfor Commonwealth Bank. Answer: Introduction The report will discuss in detail about the Commonwealth Bank Group that is dedicated to fulfilling the overall corporate and legal related health and safety terms by executing and also maintaining the policies, process and practices to give some safe place of work to people, contractors and consumers. There are number of programs run by the company associated with health as well as safety polices that interact or shows the leadership based commitment to health and safety of people (Singh and Malhotra, 2015). Need of IT in Commonwealth Bank of Australia The technology is becoming the integral part of people lives and computer and related technologies are getting more and more sophisticated. These devices have given bank a potential that can become an only dream about and also have given customers some high level of expectations. The transformations that many new technologies have brought in banking are hue in their influence on officers, consumers and employees. When there is advancement in technology and it permits for the overall delivery of the banking based products and services (Singh and Malhotra, 2015). The product and services become more effective than before therefore further creates a new base for the competition. Quick access to number of critical base of information and the capacity to act rapidly and in effective manner that it will divide all the success of the banks in coming future. At the same time, banks also gain some crucial information on competitive advantages by having a direct impact on marketing and many re sponsible customer related services culture and a more streamlined business functions. The overall consistency in management and decision based support system also provides the company with an edge in competition in order to forge ahead in the banking sector (Rey, 2015). Importance of IT in Banking Sector Following are the advantages: - Banks these days are well aware of needs of the customers for newer services and a concrete plan to make them present. IT has further increased the overall level of competition and further forced them to get some integration as the new technologies to satisfy the customers. It is important to develop as well as execute a specific number of answers among the customers (Rey, 2015). Facility for filling in specific self inquiry terminals at the branch where customer can send in the inquiry and immediately see the transactions in the accounts. Remote banking: The concepts of remote based terminals at various customer based websites are connected with many branches through technology namely modem and it enables the customer to make some important inquires in connection with the accounts, without moving the accounts from the office (Rey, 2015). Facility of anytime banking can only be possible through technology. Installation of number of ATMs which actually offer withdrawal of cash non-stop at any time along with remittances and overall inquiry methods. The process of networking can be computerized within the city as well as intra-city, and it will further allow the customers of different branches when connected to properly transact from any of the branches at any part of the world (Brunnermeier and Sannikov, 2014). Tele-banking: bank also provides a twenty four hour service where inquiries related balances and other transactions can be made just on the telephone. Banking on electronic platform: the process makes sure that the bank provides some corporate as well as high amount of value to the consumers with the help of graphical user interface which is also known as GUI software on a computer. The bank also makes all the information centralized and updates the present information in simultaneous manner at all possible places with single window services. This leads to effective decrease in the waiting time (Brunnermeier and Sannikov, 2014). Requirement to Apply IT into Commonwealth Bank of Australia The Commonwealth Bank of Australia has also experienced a rapid change and because of the constant advent in the technology and possible automation a new trend is working in the present banking system. Constant advancement in the technology played an important part in saving the services in the industry. The concept of electronic banking is also giving a competitive edge to the bank over other banks. Present online electronic banking as well as banking on mobile and internet is some of the examples (Laeven and Valencia, 2013). Methods to use IT in Banking The bank has also introduced the concepts like Tele banking. Telephone related banking is actually a service which is provided by number of banks as well as financial institution where the customer can transact on the telephone. The function of banking can be carried out over number of networks and called as telephone banking. It also shows that the conducting different kind of financial transaction by using telephone or computers. The other technology which is used by the bank is Automated Teller Machine which is actually a computerized based device that gives an access for many transactions in public domain (Demirg-Kunt et al., 2013). The consumers can anytime have access to the bank account to make the cash related transactions as well as withdrawals and also check the balances. Banks also conduct SMS based banking which can be called as technology driven service offered by number of banks to its consumer based. They also allow the consumers to function the banking based services over a phone via SMS. This kind of banking gain more benefit than Internet based banking since people these days carries mobile every place. Debit card and credit card are also an integral part of bank like any other bank. A Debit card on one hand can be called as a plastic card which has the magnetic strip which can be utilized by the customers as a main means for payment. In case of credit card, there is line of credit and the debit card is directly attached with the account (Schlagwein et al., 2014). As discussed credit card is plastic money with a magnetic strip and have a right kind of authority to buy up to specific limit which is called as a credit limit. At the same time Commonwealth Bank of Australia also issue it to the consumer to make sure that there is purchase on the credit. Internet banking has now become the most crucial source of spending which means it conducts number of transaction with the help of a website and internet banking is also called as online based banking. This type of banking can also be called as a virtual form banking which can be found on net and interactive by nature. So many additional services are added in it like trading on internet, bill payment, shopping and many more. Rapid development in internet and accessibility, number of users has also increased and are more open to internet banking (Murray et al., 2014). Customers also function on the bank account from any part of the world from any kind of personal computer at any point of time with a proper internet connection. Benefits of IT in Commonwealth Bank of Australia Following are advantages: In last ten years, Commonwealth Bank of Australia has seen the wide range of benefits from IT in terms of managing the front as well as back office function in addition to a large number of newer kinds of products. The major benefit for the bank is to execute the IT functions. Presence of huge range of inquiry helps in facilitating as well as assisting the bank in many development processes with follow-up. Constant answers to different customer question without proper reference to ledger keeper as the main terminals which are provided to the managers as well as chief managers (Vasyunina et al., 2013). There is automatic as well as immediate action on carrying out the present guidelines on the due date along with generation of proper reports. The generation of many MIS based reports as well as proper periodic return on various due dates is also expected. There is also fast as well as up-to-date data that transfers and further make sure that the decisions are speedier by easily connecting the branches along with many controlling offices (Vasyunina et al., 2013). Type of Risks that IT Brings in Commonwealth Bank of Australia Constant changes all across the world are bringing in new kind of strategic, operational and systemic form of risks. There are number of participants that have highlighted many pressing issues like the consequences of many uncoordinated as well as insufficient amount of transformations on many concerns (Vasyunina et al., 2013). Following are the risks: - The impact of insufficient analyzed issues in supervision as well as regulation. New risks associated with systemic from various regulations The influences on bank based business models along with risk related profiles as well as different resultant bubbles. Increased amount of consumer based protection related to litigation related risks in cyber security and other risks like geopolitical put forward a unique type of challenge (Demirer et al., 2017). Methods to Maintain and Monitor IT in Commonwealth Bank of Australia It is very important to have risk related transaction supervision process that needs to be put in place to understand the technique. Banks should also consider different dynamic in scoring a proper models and the associated process will help in triggering an alert specifically in case of transactions that are not cordial to improvise the preventive as well as detective technique (Demirer et al., 2017). There are number of techniques for the detection of any kind of fraud as well. The machine will help the bank to decrease the overall losses and also serve as a main element for many frauds. Conclusion The overall banking culture has become highly competitive in the present time and to survive and grow the changing market banks required to stay updated with all the latest technologies which can be perceived as an important source that can assist in development of many learners and be more flexible about the overall structure that can confidently respond rapidly to dynamics of changing market situations. It can also be viewed as a main tool for reducing the cost as well as effective communication with number of people as well as institutions related with the banking sector (Demirer et al., 2017). Reference Brunnermeier, M.K. and Sannikov, Y., 2014. A macroeconomic model with a financial sector.The American Economic Review,104(2), pp.379-421. Demirer, M., Diebold, F.X., Liu, L. and Y?lmaz, K., 2017.Estimating global bank network connectedness(No. w23140). National Bureau of Economic Research. Demirg-Kunt, A., Feyen, E. and Levine, R., 2013. The evolving importance of banks and securities markets.The World Bank Economic Review,27(3), pp.476-490. Laeven, L. and Valencia, F., 2013. The real effects of financial sector interventions during crises.Journal of money, credit and Banking,45(1), pp.147-177. Murray, D., Davis, K., Dunn, C., Hewson, C. and McNamee, B., 2014. Financial system inquiry: final report. Murray, D., Davis, K., Hewson, C. and McNamee, B., 2014. 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